Policies & Procedures Manual

This Policies and Procedures Manual (“PPM”) is designed as a reference for Brokers and Employees of Strategic Alliance Financial Group Inc. (“SAFG”). It outlines the general procedures and policies by which business is conducted at SAFG.

As members of the insurance and investment (financial services) industry, SAFG is subject to regulation by various provincial insurance and investment (financial services) regulatory authorities and self-regulatory organizations such as FINTRAC and the Financial Services Commission.

The policies and procedures set out in the PPM are designed to ensure compliance, not only with the rules set by these organizations and the laws under which these rules are promulgated, but also with the highest standards of ethical conduct and good business practice.

Any contravention of these policies by a Broker or Employee may result in SAFG taking disciplinary action up to, and including, terminating its relationship with that individual.

Brokers and Employees must not only be familiar with these policies and procedures, but must comply with the spirit as well as the letter of them. Brokers and Employees should direct questions about the contents of the PPM to their Compliance Officer or the Compliance Officer of SAFG.