Client Investments & Suitability

It is important that clients understand risk and the risk/return trade-off that affects all investments. The greater the risk the greater the potential return

Brokers are required to use due diligence to ensure that “each order accepted or recommendation made for any account of a client is suitable for the client

Low: Willing to accept minimum fluctuations in asset value and very limited volatility. Guaranteed products such as GIC’s and money market funds are well

Investment objectives are stated as a percentage. A client can state an investment objective as 50% income and 30% growth and 20% aggressive growth. When

The characteristics of a particular investment should be suitable given the client’s stated time horizon. Mutual funds are generally considered medium to