DI Qualification Forms
Disability Needs Analysis
This document underscores the critical need for disability insurance to protect income. It evaluates income sources during disability, such as government benefits, savings, or group plans, and their limitations. It provides tools to calculate potential earnings to age 65, compare asset insurance costs, and assess monthly expenses to determine necessary coverage.
A worksheet helps clients estimate the disability benefit needed to maintain their lifestyle, encouraging consultation with an advisor for personalized coverage.
Prequalify Form
This document provides guidelines for pre-qualifying clients for disability insurance by gathering comprehensive personal, health, and job-related information to design optimal coverage and manage client expectations.